Weekly Interim Brief from December 8, 2017
                                  
                                
                                    Consumer Protection
                                      
                                    SB 664 & HB 469-Relating to Salvage of Pleasure Vessels
                                    On Monday, December  4th, SB 664, by Senator Dana Young (R-Tampa) was heard before the Senate Committee on Commerce and Tourism and passed by a vote of 7 yeas to 1 nay. AIF’s  Senior Vice President of State and Federal Affairs, Brewster Bevis, spoke in  support of this bill.
                                    On Wednesday, December  6th, HB 469, by Representative Shawn Harrison (R-Tampa) was heard before the House Natural Resources & Public Lands  Subcommittee and passed by a  vote of 13 yeas to 0 nays.  
                                    This legislation  creates the “Florida Salvage of Pleasure Vessels Act” (act) to provide certain  consumer protections for salvage work performed on pleasure vessels. More  specifically it requires that salvors must provide a customer or potential  customer with a written disclosure statement and salvage work estimate for  services. If a salvor’s charges exceed the written estimate by more than 20  percent, the salvor is required to promptly notify the customer of the  additional estimated charge and allow the customer to authorize, modify, or  cancel the order for salvage.
                                    SB 664 will move on to  its next hearing in the Senate Committee on Transportation.
                                    HB 469 will move on to  its next hearing in the House Careers and Competition Subcommittee.
AIF supports  legislation that ensures price transparency and consumer protections.
                                   
                                    Health Care
                                      
                                    SB 162-Relating to  Payment of Healthcare Claims
                                    On Tuesday, December  5th, SB 162, by Senator Greg Steube (R-Sarasota) was heard before the Senate Committee on Banking and Insurance and passed by a vote of 10 yeas to 0  nays. AIF’s Senior Vice President of State and Federal Affairs, Brewster  Bevis, spoke in opposition to this bill.
                                    This bill prohibits  health insurers and health maintenance organizations (HMOs) from retroactively  denying a claim at any time if the insurer or HMO verified the eligibility of  an insured or subscriber at the time of treatment and provided an authorization  number, regardless of if the insured has paid their premiums prior to that  claim rendering them ineligible for coverage.
                                    SB 162 will go on to  the Senate Committee on Health Policy for its next hearing.
                                  AIF opposes legislation requiring insurers to pay  claims for all people, even those that have not paid their premiums because it  would raise costs on employers who would be required to pay health care  expenses of people who are no longer employees, and consumers would bear the  burden of paying the high costs of fraud, waste and abuse that would occur in  the system.
                                    SB 98-Relating to  Health Insurer Authorization
                                    On Tuesday, December  5th, SB 98, by Senator Greg Steube (R-Sarasota) was heard before the Senate Committee on Judiciary and passed 10 yeas to 0 nays. AIF’s  Senior Vice President of State and Federal Affairs, Brewster Bevis, stood in  opposition to this bill.
                                    This legislation  creates a standard process for the approval or denial of (1) prior  authorizations and (2) step therapy (“fail-first”) protocol exceptions.  Currently, the many health insurance carriers in Florida employ robust policy  product offerings containing medically-proven prior-authorization and  step-therapy programs designed to reflect the protocols and standards of care,  advanced and adopted by a vast array of specialty physicians based on their  latest evidence-based research. These procedures and protocols allow for the  use of the safest, most appropriate and most cost-effective drug, and permit  progressing to other, more costly drugs with more sophisticated interactions  and side-effects, in accordance with FDA approvals.
                                    SB 98 will move on to  the Senate Committee on Rules.
AIF opposes this legislation as it would force  insurers and consumers to purchase the most expensive drugs and treatments even  when equally effective therapies are available at much lower costs.
                                   
                                    Legal & Judicial
                                      
                                    SB 760 & HB 623-Relating  to Grounds for Nonrecognition or Out-of-Country Foreign Judgments
                                    On Tuesday, December  5th, SB 760, by Senator Aaron Bean (R-Jacksonville) was heard before the Senate Committee on Judiciary, and passed by a vote of 10 yeas to 0 nays. AIF’s  Senior Vice President of State and Federal Affairs, Brewster Bevis, stood in  support of this bill.
                                    On Wednesday, December  6th, HB 623, by Representative Cord Byrd (R-Jacksonville), was heard before the House Civil Justice and Claims Subcommittee, and passed by a vote of 10 yeas to 0 nays. AIF’s  stood in support of this bill.
                                    This legislation  amends the Uniform Out-Of-Country Foreign Money - Judgment Recognition Act,  codified in chapter 55 F.S., to add two additional permissive grounds for  nonrecognition of a foreign money judgment by a Florida court. The Act  currently provides three mandatory grounds for nonrecognition and eight  permissive grounds for nonrecognition of a foreign judgment. Of the mandatory  grounds that are similar to those in the bill, the Act requires nonrecognition  where the foreign country’s court system is systematically unfair, failing to  provide impartial tribunals and compatible due process of law.
                                    These bills add two  permissive grounds for when a Florida court may decline to recognize a foreign  judgment on more individualized due process grounds: 
                                    
                                      - There is “substantial  doubt” about the “integrity” of the particular foreign court that rendered the  judgment. 
 
                                      - The particular foreign  court that rendered the judgment failed to afford due process in the  proceedings.
                                        
                                       
                                    
                                    SB 760 will go on to  the Senate Committee on Commerce and Tourism to be heard.
                                    HB 623 will go on to  the House Judiciary Committee to be heard.
AIF SUPPORTS legislation to  clarify existing law and protect Florida businesses from foreign  judgments that are not compatible with the requirements of due process of  law. 
                                   
                                    Education
                                      
                                    SB 88-High School  Graduation Requirements
                                    On Wednesday, December  6th, SB 88, by Senator Dorothy Hukill  (R-Port Orange), was heard by  the Senate Committee on Appropriations and passed by a vote of 20 yeas to 0  nays. AIF’s Senior Vice President of State and Federal Affairs,  Brewster Bevis, stood in support of this bill.
                                    Currently, based on  Next Generation Sunshine State Standards, high school students receive  financial literacy instruction as part of the one-half Economics course credit  required for graduation. The bill revises that standard to require students  entering grade 9 in the 2018-2019 school year and thereafter to complete a  one-half standalone course credit in personal financial literacy.
                                    SB 88 will go on to  the Senate Floor to be heard.
AIF SUPPORTS legislation that provides  students the tools to learn about relevant, and real-life subjects that will  prepare them for the workforce in the future.